IWB PRE-QUALIFICATION PURCHASES

HARPER THE INTERNATIONAL CO-OPERATIVE HOST

2025 INTERNATIONAL YEAR OF CO-OPERATIVES

We Are Happy To See The Progressiveness Of Fourth Street Cooperative Student Housing In Minneapolis Minnesota And Wish Them Much Continued Sucess In The International Year Of Cooperatives Build A Better World.-King El Rey

Welcome To The IWB Co-operative Real Estate Division, We Are Happy To Help You Achieve Your Real Estate Needs And Financial Goals. Our Pre-Qualification Requirements Are Below And Are Available For Anyone To See.

Before We Get Started, Please Don’t Forget About Our Credit Restoration Programs, As It Will Put You In The Best Position To Acquire The Home Or Commercial Property You Desire.

Now Our Pre-Qualifications Check List:

PRE-QUALIFICATION CHECK LIST:

• Credit Score: 650 Minimum
• Two Forms Of ID For Each Borrower
• Fully Executed Purchase Contract
• Copy Of Current Lease (If Property Is Leased)
• Asset Verification (Two Months Bank Statement)
• EIN
• Purchase Amount: 50k-5 Million On (SFH) And 20 Million (Multifamily)

• New Construction: 100% Purchase And Up To 70% ARV.
• Fix And Flip: Up To 90% LTV Of Acquisition Up To 100% Of Rehab.

Up To 75% ARV Loan Term: 9-24 Months.

• Hard Money Loan: FICO Score Five Hundred And Up, 12-18 Months, 1-100 Units, Mixed Use, Multifamily, Commercial.
• Rental Loan: Up To 80% LTV, Purchase & Cash Out, 30-Year Fix, Loans
• No Credit Check Loan: Investors Of Any Size Or Stripe Can Benefit From Asset-Based Real Estate Financing, Especially Those Who Want To Leverage Cash Flows Across Several Properties And Maximize Loan Proceeds. Property Cash Flows Are The Primary Determinant Of How Much Real Estate An Investor Can Buy. Beyond That, There Are Several Advantages Afforded To Investors: Loan Qualification Is Asset-Based, Not Credit-Based

• No Doc Loan: Unlike Conventional Loans, A No-Documentation Mortgage Loan Requires No Income Verification From The Borrowers – Instead, These Mortgage Programs Are Based On Credit History, Real Estate Investment Experience, And Liquid Assets, Which Are Then Processed Through Underwriting.

LUXURY STYLE CO-OPERATIVE HOUSING

IWB NO DOC LOAN PROGRAM:

Real Estate Investors With High Credit Scores (Over 650) Are Eligible For A NO-DOC Mortgage Loan. Whether It’s A Commercial Real Estate Soft Money Loan Or A Soft Money Rental Loan, This Type Of Loan Product Benefits Borrowers Who Cannot Go To The Bank Due To Their Documented Income, Closing Timeline, And Employment History. 

Unlike Conventional Investment Property Loans That Max Out At 70% LTV, A NO-DOC Soft Money Loan Program Maxes At 80% LTV And With No PMI. This Allows The Borrower To Put Less Money Down On Their Purchase.

CO-OPERATIVE HOUSING

NO-DOC Mortgage Loan Summary:

​Investment Properties Only: Single-Family, Condos, Townhomes, Multi-Family, Commercial, Mixed Use, Office, Retail, Industrial, Warehouse

• Rates Starting At 6.99%
• $100K – $5M
• Up To 80% LTV
• Blanket Loan Options Available
• Fixed Rates/Adjustable
• 5/1 ARM, 30-Year Fixed 
• Interest Only Option Available
• Foreign Nationals Eligible
• No Prepayment Penalty Option Available

IWB NO CREDIT CHECK LOAN:

Qualifying For A Real Estate Asset-Based Loan:

To Arrive At A Loan Amount And A Rate Of Interest, The Lender Will Consider The Investment Objective, The Anticipated Return On Investment, The As-Is And After Repair Value Of The Property And The Investor’s Exit Strategy. The More Detailed Documentation And Financials An Investor Provides On The Investment, The More Likely The Lender Will View It In The Same Light, Though That Isn’t Always The Case.

The Other Good News Is That The Application And Approval Process For An Asset-Based Real Estate Loan Is Far Easier And Shorter Than With Traditional Real Estate Financing. In Many Cases, An Investor Can Have A Loan Approved And Funded Within One To Two Weeks. With Most Asset-Based Lenders, Investors Will Be Required To Come Up With A 5% Down Payment.

The Advantages Of Real Estate Asset-Based Financing:

Investors Of Any Size Or Stripe Can Benefit From Asset-Based Real Estate Financing, Especially Those Who Want To Leverage Cash Flows Across Several Properties And Maximize Loan Proceeds. Property Cash Flows Are The Primary Determinant Of How Much Real Estate An Investor Can Buy. Beyond That, There Are Several Advantages Afforded To Investors:

• Loan Qualification Is Asset-Based, Not Credit-Based
• Financing Is Not Dependent On Personal Or Business Assets
• Quick Loan Turnaround In A Fast-Moving Market
• Low Down Payment Requirements

CO-OPERATIVE COMMERCIAL REAL ESTATE BUSINESS

Real Estate Investing For Those Looking To Expand Further Into The Future Of Real Estate Business.

PHONE: 1-844-IWB-COOP

EMAIL: executiveconsultant@iwb.coop

IWB REAL ESTATE INVESTING AND FUNDING 2025

#DRINK REAL WATER AND LIVE IN TRUTH

Please Share Your Comments Below And We Hope To See You Join Us In The Future, As We Are Stead Fast On Building A Better World. Whatever Your Business Needs May Be Or Whatever Your Personal Goals Are, IWB Is Here To Help.